Job Vacancy: Job title: Credit Manager, Nigeria
Job description: Credit Manager, Nigeria
Department: Corporate Risk
Employment Type: Permanent – Full Time
Location: Nigeria
Reporting To: Credit Process Manager, West & Central Africa
Description
Location: Lagos, Nigeria
The team you would Join:
Sun King’s Global Corporate Risk team identifies, monitor and control the credit risk inherent in the company’s direct to consumer business. The Corporate Risk team works with the company’s PAYG Direct Sales, Operations, and Finance teams across multiple countries to maintain the health of the solar energy loan portfolio. The team continuously examines sales and customer payment-related data and identifies pilots, and executes new sales, collections, and incentive processes. The Corporate Risk team also ensure the company’s efforts around customer data privacy and consumer protection.
About the role:
We are looking for a hungry, diligent, well organized team member to join our Risk department as a Credit Manager. The Employee will drive the efforts and processes related to collections of our PAYG products in the field. They will also give advice and suggestions on how to improve customer payments and satisfaction while ensuring that the company offer matches end-users expectations.
What you would be expected to do:
- Evaluate the creditworthiness of new and existing customers by assessing financial data, credit reports, and payment histories.
- Set credit risk assessment for premium products and company policies.
- Develop and implement credit risk mitigation strategies to minimize disabled lamps and debt exposure.
- Monitor accounts defaulter aging reports and take proactive measures to ensure timely repayment collections.
- Communicate with team regarding disabled accounts, negotiate payment arrangements, and resolve disputes.
- Work with sales, programs, finance, and other departments to facilitate the credit approval process and address credit-related issues.
- Review and update credit policies and procedures to reflect changing business needs and industry best practices.
- Train and mentor corporate risk staff to ensure compliance with company policies and regulations.
- Prepare regular reports and presentations on credit performance, aging assessment, and bad debt reserves for management review.
- Stay informed about market trends, regulatory changes, and industry developments affecting credit management practices.
- Red flag identification and timely reporting of the same.
- Any other task allocated by the Credit Process Manager.
You might be a strong candidate if you:
- Have Bachelor’s degree/Higher Diploma related to in Finance, Economics, Accounting, Statistics, or related field.
- Proven experience as a Credit Manager or similar role, with a minimum of 5 years in credit assessment and risk management.
- Strong knowledge of financial evaluation, credit scoring models, and risk assessment techniques.
- Proficiency in using Excel, Looker, PowerBi, SQL etc.
Excellent communication and people skills, with the ability to build relationships and negotiate effectively. * Demonstrated managerial abilities and the capacity to mentor and develop team members.
- Detail-oriented with strong critical thinking and problem-solving skills.
- Ability to work without supervision, prioritize tasks, and meet deadlines in a fast-paced environment.
- Familiarity with relevant laws, regulations, and compliance requirements governing credit operations.
- Experience in the [Renewable Energy sector] is preferred.
What we offer:
- A platform for professional growth in a rapidly expanding, high-impact sector.
- Immerse in a collaborative culture, energized by Sun King’s employees who are collectively motivated by fostering a transformative, sustainable venture.
- A genuinely global environment: Engage and learn alongside a diverse group from varied geographies and backgrounds.
- Tailored learning pathways through the Sun King Academy to elevate your leadership and managerial capabilities.
Location: Lagos, Lagos State
Job date: Tue, 20 Feb 2024 03:09:55 GMT
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