Job Vacancy: Job title: Business Development Officer Job at Transkredit Finance Company
Job description: Transkredit was birthed to address a gap in financial inclusion, in line with the Maya Declaration; a global initiative for responsible and sustainable financial inclusion that aims to reduce poverty and ensure financial stability for the benefit of all. We have taken up a mandate to provide easy access to credit for every qualified adult and reputable organization in Nigeria and beyond; through the use of innovation and our array of products tailored to suit their needs.
We are recruiting to fill the position below:
Job Position: Business Development Officer
Job Location: Wuse 2, Abuja (FCT)
Employment Type: Full-time
Job Description
- To build and deepen relationships with existing and potential clients by selling product/services of the company, particularly deposit mobilization, to retail, HNI and MSME customers.
Duties and Responsibilities
- Grow the existing risk asset portfolio in line with the Company’s strategy.
- Identify, develop and cultivate relationships with customers within the retail and MSME segment that are in need of loans and advances to support their business.
- Manage existing customers’ portfolio as well as develop new business opportunities by generating risk assets within the MSME and retail market.
- Manage MSME and retail banking portfolio within the region to minimise business risks and maximise profitability.
- Maintain relationship with key customers within the Bank and ensure that such customers are well served by officers within the Transkredit.
- Ensure the smooth running of operations in the bank within with respect to deposit mobilization.
- Ensure a complete, accurate and balanced assessment of risk in the credit approval presentation.
- Leverage the Transkredit’s existing relationship by developing and executing proactive, creative and on-going contact initiatives.
- Prepare sales pitches, presentations and other documents required for Transkredit customer’s engagements.
- Assist in the development, launching and sales of new product offering.
- Ensure synergy and collaboration in inter-house activities and communication in order to facilitate effective and smooth running of the Company’s operations.
- Coordinate the approval process managing information flow and ensuring that the credit follows the stated approval process for the facility limit.
- Keep abreast of regulations, government policies and other developments that may affect the operations, business goals and objectives of the division within the assigned region.
- Ensuring that the legal documentation is complete, consistent with the internal approvals and properly executed and filed.
- Monitor industry trends and obtain necessary intelligence to be used as input for new product development.
- Supervisory of the business development manager.
Requirements
- Candidates should possess HND / Bachelor’s Degrees with 8 – 10 years of relevant work experience.
Technical Skills:
- In-depth knowledge and understanding of the principles of product development, brand management and business intelligence.
- Working knowledge of the leading products and services available in the global market
- Deep knowledge of the marketing terrain in Nigeria
- Expert knowledge of Transkredit’s products and services.
- Good knowledge of the micro finance industry regulatory guidelines and the provisions of the license.
- In-depth knowledge of the Nigerian Financial Services Industry with emphasis on the retail/small business.
Soft Skills:
- Excellent communication (written and oral), interpersonal and negotiation skills
Location: Abuja, FCT
Job date: Sat, 04 Nov 2023 03:01:10 GMT
Apply for the job now!
Share your story or advertise with us: Whatsapp: +2347068606071 Email: info@newspotng.com
